Kusmanningrum, Yunita, Rinda Tri Wahyuni, and Shalasiah Shalasiah. 2023. “Procedure for Providing Financing Without Collateral With Wakalah Wal Murabahah Contracts at Btpn Syariah Surabaya”. Majapahit Journal of Islamic Finance and Management 2 (2):143-52. https://doi.org/10.31538/mjifm.v2i2.25.