Nur Ainun and Fahrul Iman Santoso (2026) “THE EFFECT OF PERCEPTION OF CONVENIENCE, E-SERVICE QUALITY, PROMOTION AND PERCEPTION OF RISK ON INTEREST IN USING E-WALLETS AMONG STUDENTS IN YOGYAKARTA”, Majapahit Journal of Islamic Finance and Management, 6(2), pp. 1687 –1703. doi: 10.31538/mjifm.v6i2.903.