L. F. C. Pradita, I. G. A. P. D. Putri, and N. P. N. Kusuma, “Analysis of QRIS Continuance Usage Among MSMEs in Gianyar Regency: A Technology Continuance Theory (TCT) Approach”, MJIFM, vol. 6, no. 2, pp. 5556–5577, Oct. 2026.