Fatkhurrozi, T., and L. . Rahmawati. “Efficiency of Islamic Income Allocation and Distribution Among MSMEs in Pentol Bakar Pacet, Mojokerto”. Majapahit Journal of Islamic Finance and Management, vol. 3, no. 1, Oct. 2023, pp. 90-110, doi:10.31538/mjifm.v3i1.36.